Commercial Umbrella Programs
New Empire Group offers outstanding commercial umbrella programs specifically designed for Real Estate and Hotel exposures.
New Empire Group provides a wide variety of umbrella programs for all of your Real Estate and Hotel coverage needs.
Umbrella coverage is available with limit options of $1 million, $5 million, $10 million, $15 million, $20 million, $25 million, $50 million, $75 million and $100 million for Community Associations, Apartments and most Real Estate risks.
New Empire Group offers limits of $5 million, $10 million, $15 million, $20 million and $25 million for Hotel exposures.
Coverage is provided through the nation’s top carriers on a fully-admitted basis in all states.
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- Commercial Umbrella Application
- Umbrella Multiple Location Schedule
- Hotel Umbrella Application
- Student Housing Supplement (requires Umbrella Application)
- Day Care Supplement(requires Umbrella Application)
New Submissions can be sent to: firstname.lastname@example.org
Submissions should include:
- New Empire Group Umbrella Application
- 3-5 year loss history
- Any required Supplemental Application
We underwrite the following classes:
|Condominium Associations||Apartment Buildings||Student Housing|
|Garden Apartments||Commercial and Office Buildings||Cooperatives|
|Industrial Buildings||Homeowner Associations||Senior Housing|
|Independent Living Residences||Affordable (Tax Credit) Housing||Hotels and Motels|
Excess and Umbrella Coverage: Our coverage forms provide both Excess and Umbrella coverage. Our Excess coverage A adopts the coverage provisions of the underlying policies scheduled. The Umbrella coverage insures against losses from Bodily Injury, Property Damage, Personal Injury and Advertising Injury losses when no underlying insurance applies.
Separate Aggregate Limits: Our programs can offer separate aggregate limits for Excess, Umbrella, Advertising Injury and Personal Injury as well as Products/Completed Operations.
Some Coverages To Consider: Our forms can additionally offer coverage for Non-owned aircraft with crew, Non-owned watercraft, Autos outside the United States, Damage to alienated premises, Damage to third party property in the insured, Business and host liquor liability, War and insurrection and Loss events and suits outside the United States.
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New Empire Group offers umbrella coverage to members of the Metropolitan Commercial Real Estate Association (MCREA), the American Association of Real Estate Owners (AAREO) and the Hospitality Risk Purchasing Group of America (HOSP). These Risk Purchasing Groups provide cost-effective umbrella coverage for the real estate and hospitality industry. What Are Risk Purchasing Groups?
Complete copies of all policies are available to insured’s and their brokers for review and should be referred to for complete coverage information. Nothing contained here changes or amends any of the above mentioned policies.