Our commercial umbrella programs feature higher limits with lower premiums and are underwritten by some of the nation’s top carriers. Licensed in all 50 states, our risk purchasing programs provide real estate owners with vital security for lawsuits and settlements in today’s litigious society.
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All 50 states
Targeted Real Estate Classes
* Manufacturing tenants are not eligible.
|LIMITS OF LIABILITY|
|Comprehensive General Liability||$1,000,000 Per Occurrence|
$2,000,000 General Aggregate
$1,000,000 Products/Completed Operations Aggregate
$1,000,000 Advertising Liability/Personal Injury
|Automobile (Non-Owned/Hired)||$1,000,000 Combined Single Limit|
$1,000,000 Hired/Non-Owned (when applicable)
|Employers Liability||$500,000 Each Accident|
$500,000 Each Policy
$500,000 Each Employee
|Employee Benefits Liability||$1,000,000 Each Claim/Aggregate|
|Directors and Officers Liability||$1,000,000 Each Claim/Aggregate per Associations|
|Garage Liability||$1,000,000 Each Occurrence|
|Garagekeepers Legal Liability||$1,000,000 Each Occurrence/Aggregate|
This is a general description of coverages. Not all coverages are available in all states. Contact an underwriter for policy terms, conditions, and exclusions.
“Our challenges for our condominium and co-op clients became much easier with the introduction and access to New Empire Group’s programs.”
Terry Anne Boyer